Any suggestions on who to start a savings account with?

if I am planning to start saving $850.00 a month, into a savings account, which would give me more money over say a year or two; an account that compounds daily or monthly? And, any suggestions of whom I can start saving with? Or, would it be wiser to save up and invest the minimum required for a money market account? The reason I am so interested is I am a single parent and trying to save up for a home, the more you can pay down, the lower the monthly payments will be, and hopefully the better the home I can afford.

If You Live on the East Coast in the NY<Phila,Dela,Maryland area you might want to look into cd's with Commerce Bank.
here is a list of the current rates.

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CONVENTIONAL CDs

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Only $500 to open!
To open an account, call 1-888-751-9000, click here or visit any store!
The rates are effective September 9, 2007. Terms and rates are subject to change without notice.

Here is a sample of our rates:

Account Type* Annual Percentage Yield (APY)
20-Day 3.00%
Three (3) Months ** 4.00%
Six (6) Months 3.75%
Eight (8) Months ** 5.00%
Nine (9) Months 3.75%
One (1) Year 3.75%
Thirteen (13) Months ** 4.60%
Sixteen (16) Months ** 4.75%
Eighteen (18) Months 3.75%
Two (2) Years 4.00%
Thirty (30) Months 4.00%
Three (3) Years 4.00%
Four (4) Years 4.00%
Five (5) Years 4.25%
check out the 8 month rate.
just a though,Good Luck
Commerce is a good Place to do Business,my Family has been doing Business there since 1985